Official Terms and Conditions

This document establishes the legally binding agreement between you, the user, and INVEST IQ APP. Your access to and utilization of our Service are contingent upon your full acceptance and adherence to the stipulations detailed herein. These provisions apply universally to all visitors, users, and any other individuals who interact with or benefit from the Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

• Affiliate denotes any corporation, partnership, or other entity that has a controlling interest in, is controlled by, or shares common control with the Company. For this purpose, "control" signifies the possession of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.
• Country refers to Canada.
• Company designates INVEST IQ APP, also represented in this document as "We", "Us", or "Our", which is the provider of the Service.
• Device includes any electronic apparatus capable of connecting to and interacting with the Service, such as a personal computer, smartphone, tablet, or any other internet-enabled hardware.
• Service constitutes the entirety of the features, functionalities, and content provided through the Website operated by INVEST IQ APP.
• Terms refers to these Terms and Conditions in their entirety, which form the complete and exclusive agreement between You and the Company regarding your use of the Service.
• Third-party social media service signifies any service or content (including data, information, products, or services) furnished by an external entity that may be displayed, included, or made accessible through our Service.
• website points to the INVEST IQ APP online portal, which can be reached at https://investiqapp.org.
• You identifies the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

Your engagement with our Service is a declaration of your understanding and consent to be governed by these Terms. This agreement dictates the rights and responsibilities of all users. Access is strictly forbidden if you disagree with any part of these provisions.

You also affirm that you have reached at least 18 years of age. The Company does not permit those under 18 to use the Service.

Furthermore, your use of the Service is conditioned on your acceptance of and compliance with Our Privacy Policy. We encourage you to review our Privacy Policy carefully, as it details our practices on information collection and usage and informs you of your privacy rights and legal protections.

Links to Other Websites

The Service may feature hyperlinks directing you to external websites or services that are not under the ownership or operational control of INVEST IQ APP. We do not endorse, and are not accountable for, the content, privacy policies, or operational practices of any third-party domains or services.

You acknowledge that the Company shall bear no responsibility, directly or indirectly, for any damage or loss alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites. We strongly advise you to read the terms and privacy policies of any third-party web sites or services that you visit.

Termination

We reserve the right to revoke or suspend your access to the Service at our sole discretion, without advance warning or liability, for any cause, including but not limited to a violation of these Terms. Upon termination, your authorization to utilize the Service will cease immediately and effectively.

Limitation of Liability

Notwithstanding any potential damages you might incur, the total liability of the Company and any of its suppliers under any provision of these Terms, and your exclusive remedy for all of the foregoing, shall be restricted to the greater of the amount you have actually paid through the Service or one hundred Canadian Dollars (100 CAD) if you have not purchased anything.

To the fullest extent permissible under law, the Company and its affiliates shall not be liable for any significant, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, for loss of data or other information, for business interruption, for personal injury, or for loss of privacy) arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of these Terms.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is delivered to you on an "AS IS" and "AS AVAILABLE" basis, complete with all faults and imperfections, and without any form of warranty. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, explicitly disclaims all warranties, whether express, implied, statutory, or otherwise, concerning the Service.

This includes all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We provide no guarantee that the Service will meet your specific requirements, achieve any intended results, be compatible with other software, operate without interruption, meet any performance or reliability standards, or be entirely free of errors or that any errors or defects can or will be corrected.

Governing Law

The laws of Canada, without regard to its principles on conflicts of law, will govern these Terms and your interaction with the Service. Your use of the application may also be subject to other local, provincial, national, or international laws.

Dispute Resolution

Should you have any concerns or disagreements regarding the Service, you commit to first attempting an informal resolution by directly communicating with the Company. This initial step is a prerequisite to pursuing more formal avenues of dispute settlement.

For European Union (EU) Users

If you are a consumer based within the European Union, you shall be entitled to the protection afforded by the mandatory legal provisions of your country of residence.

United States Legal Compliance

You hereby declare and guarantee that (i) your physical location is not within a nation that is under a U.S. government embargo or has been designated by the U.S. government as a "terrorist supporting" country, and (ii) your name does not appear on any U.S. government roster of prohibited or restricted individuals or entities.

Severability and Waiver

Severability

Should any clause within these Terms be deemed unenforceable or void by a court of competent jurisdiction, that clause will be modified and interpreted to fulfill the objectives of the original clause to the greatest extent possible under applicable law. The remaining clauses will continue in full force and effect.

Waiver

A failure to exercise a right or enforce an obligation under these Terms shall not impair a party's capacity to exercise that right or enforce that obligation at any subsequent time. Furthermore, the act of overlooking a breach shall not constitute a waiver of any future breaches.

Translation Interpretation

These Terms may be presented in languages other than English for your convenience. You concur that in the event of any ambiguity or conflict arising from such translations, the original English-language version shall be the authoritative and controlling text.

Changes to These Terms

We hold the exclusive right to amend or substitute these Terms whenever we deem it necessary. For any revisions we classify as significant, we will endeavor to provide you with a minimum of 30 days' notification prior to the new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Your continued use of the Service after such modifications become effective signifies your acceptance of the revised agreement. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any inquiries regarding these Terms and Conditions, you are welcome to contact us:

• By email: [email protected]